Aubrey Clark's Articles

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  • Say Goodbye to Hidden Credit Card Fees
    Direct Banc - The US
  • Gas Credit Cards – Tips on Picking the Best Card
    With gas prices skyrocketing, millions of people are flocking to gas cards to help with the rising fuel cost Gas cards are brand specific credit cards that offer consumers rebates and rewards for using their credit card
  • Three Barriers to Solving the Mortgage Crisis
    In late 2006 the economy was showing indicators that pointed to a looming mortgage crisis that would ultimately disrupt the flow of business in the secondary market Investors, who are essential to the flow of money, basically ignored the warning signs but began trading more cautiously
  • Top 3 Credit Cards For Fair Credit
    Credit card issuers are reacting to the recent trend of lower credit scores across America In the wake of the current mortgage crisis consumer’s credit scores have been steadily falling in certain segments of the population
  • Where Are the Best Mortgage Deals in Today’s Economy?
    Many people believe that the best mortgage deals are no longer available for the average consumer that is shopping for a mortgage in today’s economy That may be true if you cannot prove your income or have had a bankruptcy in the last two years
  • FHA Closing Costs - How They Differ From Conventional Mortgages
    FHA Closing costs differ from conventional mortgages by the amount the lender can charge and the amount of insurance coverage homeowners are required to have FHA mortgages are the last of the government sponsored mortgages
  • Unnecessary Closing Costs – Mortgage Tips to Save Money
    Unnecessary closing costs are charged to unsuspecting borrowers on almost all mortgages that close Closing costs can be broken into three general categories, costs that the lender charges, costs that third parties charge and money that is paid on your behalf i
  • New Home Purchases - Negotiating Tips For New Homebuyers
    There are many techniques to negotiating a new home purchase Almost everyone has their own brand and approach to negotiating, as evidenced by the dozens of books written on the subject
  • Back Room Mortgage Deal Has Legislators Up In Arms
    America’s two largest mortgage controllers, Freddie Mac (FMLC) and Fannie Mae (FNMA) recently agreed to enact tougher standards on appraisers and lenders beginning in January 2009 FMLC and FNMA buy mortgages from all facets of the mortgage industry and together they control over 80 percent of the mortgage industry
  • Will Using 0% Balance Transfer Credit Cards Lower My Credit Score?
    We are asked this question on a regular basis and the short answer is yes, it probably will The caveat is how much will it hurt the scores, for how long and is there anything I can do to keep my credit score from dropping
  • 5 Easy Tips For To Save Money On Credit Card Balance Transfers
    In today's financial market more and more people are turning to credit card balance transfers instead of the traditional home equity lines that they have been used in the past During the refinance hay-day throwing a tax deductible line of credit on the home to wipe out the credit cards was a no-brainer
  • It’s The Income, Stupid. Thoughts On Fixing The Subprime Mortgage Crisis
    Slowing foreclosures have given a spark of optimism to investors on Wall Street who see the trend beginning to slow down For the last year the foreclosure rate has steadily risen month by month over the previous year’s month of foreclosures causing speculation of a continued trend in homeowner foreclosure rates
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